I did this dare at work where at any time another woman could have walked in on me. I was in the ladies washroom and had to expose my pussy for at least 10 seconds. More than enough time to take a picture don't you think?
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The MILFs are single, married but looking, or in open relationships and most have busy lives being moms and working. So discretion is preferred and they are usually quick to act without much in the way of gamesmanship.