This Underwater Sex picture was submitted by Mike T.

"My girlfriend and I invited some friends (Kelly & Jack) to come over for a swim. We are close friends and have been for some time now so whenever we do this the girls really aren't afraid to take off thier bikini tops and swim topless or even skinny dip. Well Jack brought his camera over because Kelly really loves the water and wanted to take pictures underwater...she thought they would be sexy so we must have taken about 60 pics in total. As the pics progressed, so did the action! This pic is one of the best. It shows my girlfriend Tammy and Kelly both near Jack's crotch pulling down his suit. Kelly then started to jack him off underwater while Tammy helped and I snapped away! We then went to our own side of the pool to satisfy our hungry libidos! "

Mike T